N Rynhart,
I found Colm to be very understanding and helpful, he saved me a lot of money and helped me deal with my bank manager in a professional manner.
I would like to say a sincere thank you to Colm for all the time and effort he took in ensuring that I was not misled financially. Most times its all in the small print and you really need a professional to oversee any transaction that is being undertaken between you and your bank, I would recommend Colm Davis for this job as he really is the professional.